Family Office Services

Our investment advisory services are built around you. Long before we offer you any investment advice, we take the time to get to know you – and your family – to identify your investment needs.

We focus on you as a person – your needs, your dreams and your wants. We explore your financial experience, working to understand your general feelings about investing – any misgivings or preconceptions you may have. We work to understand the providers you are working with and the legal structures within your estate. We consider how you and your family want to be involved in your wealth management. We address your challenges, your concerns, and your worries.

Once we understand you as a person, we can provide you with the investment services you need. The investment advice we provide reflects the unique goals and objectives you have for your wealth, while balancing the risks and opportunities associated with the global capital markets.

Our Investment Advisory includes:

• Investment Advisory Diagnostic
• Tailored Wealth Enterprise^® Map & Investment Program
• Strategic Investment Committee
• Implementation Committee
• Manager Research
• Internal Talent and Client Support
• Asset Allocation
• Portfolio Construction
• Execution Support
• Review of “Inbound Ideas”

Simply put, we watch your back. We can negotiate terms on your behalf with financial institutions, the world’s top money managers and other service providers, and we reconcile your monthly transactions via financial statements and perform quality control checks. We commonly find instances of over-charging of fees and commissions in reports that we compile on behalf of our clients.

WE’s approach to Values-Aligned Investing helps a family incorporate their values into their portfolio investment strategy.

• A Values-Aligned strategy can be incorporated at an overall portfolio level, or in specific asset classes, depending of the availability of solutions and family preference.
• Values-Aligned Investing solutions exist both in the public and private markets, domestically and globally, and via passive or active management.
• Investment solutions are also available for very specific areas of interest or values via thematic investing.

We provide you with a complete system of data aggregation and consolidated reporting that show you exactly what you own, how you own it, and where you are in relation to your investment objectives. These statements, which can be tailored to your preferences, clearly show you – in one place – only the information that is most important to you and your family.

The specific data included in each statement is customized to your family and includes information across all your providers.

• Custodian & Financial Institution “Neutral”
• Multi Currency
• Liquid & Illiquid Assets
• Financial & Non-Financial Assets

Our work with you all starts from our initial assessment – we work with you to evaluate what you own, how you own it, and if it all makes sense based on your objectives. This often includes compiling and reviewing large amounts of data in order to gain a clear understanding of where you are in relation to where you want to be. This data can include:

• Cash Flow
• Balance Sheets
• Structures/Ownership

Reviewing your current situation often provides insight into questions you may already have.

Once we have a clear understanding of your current situation, we can make recommendations and create an action plan to execute on your behalf.

When it comes to communication between family members, nothing in wealth management is more critical – or complicated. We have experts on staff with decades of experience helping families navigate the multitude of challenges of a life with wealth.

When working with your family, we consider:

• Values and mission statements for the family
• Family protocol
• Succession planning
• Financial education
• Facilitated family meetings

The ecosystem that your family currently works with can be extensive. The average ultra-high net worth family works with more than 20 service providers! We work with this network as your advocate, to ensure every provider is working to achieve the overall objectives and mission of your family’s wealth. We work with your asset managers, private banks, lawyers, accountants, trust companies, custodians, consultants and brokers to make sure they are functioning in tandem and in communication with each other to execute your wealth management plan in the way that benefits you the most. We often provide:

• Execution guidance
• Expertise in a broad array of wealth management functions
• Advice to help mitigate risk

Looking across your entire network of financial services providers to attain a holistic view, we frequently find cost-saving opportunities in fees and commissions and ways to optimize the various services you are paying for.

A critical component to any holistic wealth management plan is the insurance, tax and estate plan review. We work with your family’s estate and tax planning professionals to identify your unique wealth planning goals and challenges and to effectively communicate with your tax and estate planning professionals in the implementation of a comprehensive planning strategy for your wealth enterprise^®.

As part of this review, we may consider:

• Life Insurance Review
• Gift Planning
• Estate Planning
• Education Funding
• Estate Distribution
• Estate Tax Liability Review
• Generational Wealth
• Transfer Analysis
• Legal Entity Review