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# WE Family Offices: WE Family Offices is a different kind of wealth advisor. WE stands for Wealth Enterprise®, we work with UHNW families to manage their wealth as a business.

## Sitemaps
[XML Sitemap](https://www.wefamilyoffices.com/sitemap_index.xml): Includes all crawlable and indexable pages.

## Posts
- [What Does the Return of IPOs Mean for Long-Term Investors?](https://www.wefamilyoffices.com/what-does-the-return-of-ipos-mean-for-long-term-investors/): Initial public offerings are back in the news. Between the recent SpaceX offering and several high-profile, venture-backed companies preparing to list, investors are paying close attention to the public markets again after a quiet multi-year stretch.
- [Matt Farrell in Barron’s: Infrastructure Investing Beyond Data Centers — Why Diversification Across the Asset Class Matters](https://www.wefamilyoffices.com/matt-farrell-in-barrons-infrastructure-investing-beyond-data-centers-why-diversification-across-the-asset-class-matters/): In a recent Barron's article, Matt Farrell, Deputy CIO at WE Family Offices, makes the case for building infrastructure exposure through diversified holdings rather than concentrating on data centers. As capital flows accelerate toward infrastructure investments, Farrell emphasizes that the broader opportunity lies in understanding the different dynamics within the asset class itself.
- [Inside the Family Office: What Do Successful Multi-Generational Families Have in Common?](https://www.wefamilyoffices.com/preserving-wealth-across-generations/): What helps some families preserve wealth across generations while others struggle to maintain it?
- [What Is Driving the Renewed Case for Investing Outside the U.S.?](https://www.wefamilyoffices.com/what-is-driving-the-renewed-case-for-investing-outside-the-u-s/): For most of the past 15 years, the case for investing outside the U.S. was a difficult one to make. American equity markets, driven by technology and the mega-cap boom, outperformed international developed markets by a wide margin. But something has been shifting, and the question now is whether it represents a durable change or a temporary detour.
- [Why Are Global Stock Markets Telling Such Different Stories in 2026?](https://www.wefamilyoffices.com/why-are-global-stock-markets-telling-such-different-stories-in-2026/): When global equity markets are up 10% YTD, the temptation is to read that as a broadly shared outcome, but it's not. Beneath the headline figure, individual markets are moving in sharply different directions, driven by forces that have almost nothing in common with one another.
- [WE Family Offices Receives Top Honors at the 2026 Family Wealth Report Awards](https://www.wefamilyoffices.com/we-family-offices-receives-top-honors-at-the-2026-family-wealth-report-awards/): WE Family Offices has been named a winner at the 2026 Family Wealth Report Awards, taking home top honors in two categories at the annual gala held on April 30 at the Mandarin Oriental in New York City.
- [Hedge Funds in 2026: Which Strategies Are Working and Why?](https://www.wefamilyoffices.com/hedge-funds-in-2026-which-strategies-are-working-and-why/): Hedge funds carry a mixed reputation among investors. Concerns about fees, tax implications and limited liquidity are real considerations. But so is the value they can add in the right portfolio for the right investor.
- [What Should Investors Make of the Market’s Pendulum Swing?](https://www.wefamilyoffices.com/what-should-investors-make-of-the-markets-pendulum-swing/): 
- [Emerging Markets Outlook: Has the Asset Class Finally Turned a Corner?](https://www.wefamilyoffices.com/emerging-markets-outlook-has-the-asset-class-finally-turned-a-corner/): For much of the past 15 years, emerging markets (EM) equities have been a difficult place to invest, marked by significant risk and limited returns relative to U.S. equities. But last year, EM outperformed U.S. equities by its largest margin in years.
- [Mel Lagomasino in Crain Currency: Separating Fundamentals from Sentiment in 2026](https://www.wefamilyoffices.com/mel-lagomasino-in-crain-currency-separating-fundamentals-from-sentiment-in-2026/): In a recent Crain Currency article, WE Family Offices CEO and Managing Partner Mel Lagomasino addresses one of the most pressing challenges facing family offices today: maintaining investment discipline when markets are moving fast, and the pressure to react is high.
- [A Month Into the Conflict: What Has Actually Changed?](https://www.wefamilyoffices.com/a-month-into-the-conflict-what-has-actually-changed/): When the conflict with Iran first escalated, markets reacted with fear and uncertainty. A month later, the nature of the shock has changed. What began as a volatility event is evolving into an inflation event, and the data is starting to reflect this.
- [Is the Private Credit Selloff a Signal or a Distraction?](https://www.wefamilyoffices.com/is-the-private-credit-selloff-a-signal-or-a-distraction/): Private credit has faced a wave of negative headlines recently, touching on fraud concerns, software sector risk and questions about how these vehicles handle redemptions. For investors with existing allocations, it has been easy to wonder whether something more fundamental is shifting.
- [Investment Note — Iran Conflict Update](https://www.wefamilyoffices.com/investment-note-iran-conflict-update/): Over the past week rising geopolitical tensions in Iran have introduced a significant risk premium into global energy markets, raising concerns about oil supply disruption, inflationary pressures, and broader macroeconomic spillovers. The duration and scope of hostilities will determine whether this event remains a temporary volatility shock or escalates into a sustained economic headwind.
- [What Does the Conflict With Iran Mean for Global Markets?](https://www.wefamilyoffices.com/what-does-the-conflict-with-iran-mean-for-global-markets/): Geopolitical events can move markets quickly, and the conflict with Iran is no exception. Within a single week, oil prices rose roughly 50%, the U.S. dollar posted its strongest move in over a year and investors began asking whether the macro backdrop that has shaped portfolio positioning coming into 2026 had fundamentally changed.
- [Where Are the Real Estate Opportunities in 2026?](https://www.wefamilyoffices.com/where-are-the-real-estate-opportunities-in-2026/): Commercial real estate has had a tough stretch. As interest rates rose quickly starting in 2022, transactions slowed, pricing became harder to pin down and many investors put new equity commitments on pause while the market worked through a reset.
- [WE Family Offices Shortlisted in Four Categories for the 2026 Family Wealth Report Awards](https://www.wefamilyoffices.com/we-family-offices-shortlisted-in-four-categories-for-the-2026-family-wealth-report-awards/): WE Family Offices has been recognized as a finalist for the 2026 Family Wealth Report Awards in four distinct categories. This recognition continues the firm's long-standing presence in these awards, which evaluate firms based on performance, innovation and distinction within the North American wealth management industry.
- [What Risks Matter Most for Fixed Income if Rates Move Higher in 2026?](https://www.wefamilyoffices.com/what-risks-matter-most-for-fixed-income-if-rates-move-higher-in-2026/): Entering 2026, the market is bracing for a shift. While the consensus expects inflation to cool, the fundamentals suggest a different path: inflationary growth.
- [Where Are the Private Market Opportunities in 2026?](https://www.wefamilyoffices.com/where-are-the-private-market-opportunities-in-2026/): Private market investors have been feeling the effects of slower exits and fewer distribution events, particularly in venture. That strain has made it harder for families to keep commitment pacing steady, even when their long-term conviction has not changed.
- [How Should Investors Separate Fundamentals From Sentiment in 2026?](https://www.wefamilyoffices.com/how-should-investors-separate-fundamentals-from-sentiment-in-2026/): As 2026 begins, families are weighing two forces at the same time. The economic data still looks constructive, while headlines and geopolitical uncertainty can make the market feel less steady day to day.
- [WEFO 2025 Review and 2026 Outlook](https://www.wefamilyoffices.com/wefo-2025-review-and-2026-outlook/): We came into 2025 with a view that the year would see high uncertainty due to new policy leading to higher market volatility with fatter tails. Despite the potential for volatility caused by policy to rise, we thought that the economic landscape would still be constructive for embracing investment risk in 2025. In spite the higher economic uncertainty, markets performed far better than we had expected.
- [Considering AI’s Long-Term Influence on Markets and Portfolios](https://www.wefamilyoffices.com/considering-ais-long-term-influence-on-markets-and-portfolios/): Questions about a possible market bubble have resurfaced this year, driven by rapid gains in AI-related companies and concerns about whether valuations can keep pace with expectations. Families are asking whether today's environment resembles earlier periods of exuberance and what that might mean for long-term positioning.
- [Putting AI-Driven Valuations in Context and What Investors Should Know](https://www.wefamilyoffices.com/putting-ai-driven-valuations-in-context-and-what-investors-should-know/): Questions about a possible market bubble have resurfaced this year, driven by rapid gains in AI-related companies and concerns about whether valuations can keep pace with expectations. Families are asking whether today's environment resembles earlier periods of exuberance and what that might mean for long-term positioning.
- [WE Family Offices Featured on Asset TV’s Meet the RIA](https://www.wefamilyoffices.com/we-family-offices-featured-on-asset-tvs-meet-the-ria/): In a recent appearance on Asset TV’s Meet the RIA, Michael Zeuner, Managing Partner of WE Family Offices, reflects on the experiences that have shaped his career and the firm’s approach to advising centimillionaire families. Drawing on decades spent advising global families and building advisory firms, Michael discussed why he believes advice should begin with listening, understanding and presenting choices, rather than selling products.
- [WE Family Offices Included in Financial Planning’s RIA Leaders 2025](https://www.wefamilyoffices.com/we-family-offices-included-in-financial-plannings-ria-leaders-2025/): WE Family Offices has been included in Financial Planning's distinguished RIA Leaders 2025, an annual review of the nation's largest fee-only advisory firms. WE has the highest average client size on the list. This recognition reflects our ongoing commitment to providing thoughtful, independent guidance to the families we serve.
- [Understanding the Forces Behind Interest Rate Volatility](https://www.wefamilyoffices.com/understanding-the-forces-behind-interest-rate-volatility/): Bond markets have moved through several phases this year: early optimism, tariff-driven concern, rate cuts from the Federal Reserve and now a renewed bout of volatility. For investors trying to understand what the 10-year Treasury is signaling, the past few weeks have brought important developments.
- [How Diligence and Discipline Shape Outcomes in Private Credit](https://www.wefamilyoffices.com/how-diligence-and-discipline-shape-outcomes-in-private-credit/): Private credit continues to attract attention as investors look for yield in a shifting rate environment. But behind the strong inflows, recent bankruptcies have raised questions about due diligence, loan structures and manager discipline.
- [Michael Zeuner Featured by CFA Institute: Balancing Emotion and Strategy in Private Market Investing](https://www.wefamilyoffices.com/michael-zeuner-featured-by-cfa-institute-balancing-emotion-and-strategy-in-private-market-investing/): Michael Zeuner, Managing Partner at WE Family Offices, was recently featured in the CFA Institute's article, How Family Offices Balance Emotion and Strategy in Private Markets Investing, exploring how advisors help families remain disciplined amid the growing democratization of private markets.
- [Inside the 2025 Allocation Outlook and Positioning for What’s Next](https://www.wefamilyoffices.com/inside-the-2025-allocation-outlook-and-positioning-for-whats-next/): Following a series of investment committee meetings, WE Family Offices shares its latest perspectives on asset allocation and how investors might think about positioning as market conditions evolve.
- [Rate Cuts, Resilient Growth and Rising Valuations: A Look Ahead to 2026](https://www.wefamilyoffices.com/rate-cuts-resilient-growth-and-rising-valuations-a-look-ahead-to-2026/): The Federal Reserve's decision to lower rates has set a new tone for the capital markets, influencing everything from liquidity and valuations to the broader economic outlook.
- [WE Family Offices Named to Barron’s 2025 Top 100 RIA Firms](https://www.wefamilyoffices.com/we-family-offices-named-to-barrons-2025-top-100-ria-firms/): WE Family Offices is proud to be included once again in Barron’s annual ranking of the nation's leading independent advisory firms. This marks the eighth consecutive year that our firm has been recognized on the Top 100 RIA Firms list.
- [The Fed’s Rate Cut: Implications for Portfolios and Markets](https://www.wefamilyoffices.com/the-feds-rate-cut-implications-for-portfolios-and-markets/): The Federal Reserve lowered rates, raising important questions about the balance between inflation risks and continued economic growth.
- [Strategic Choices in Fixed Income for Long-Term Investors](https://www.wefamilyoffices.com/strategic-choices-in-fixed-income-for-long-term-investors/): After several years of unusually high returns in money markets and short-term instruments, the environment for fixed income is shifting.
- [The Private Credit Surge: What Investors Can’t Afford to Miss](https://www.wefamilyoffices.com/the-private-credit-surge-what-investors-cant-afford-to-miss/): Private credit has experienced explosive growth in recent years, attracting significant attention from investors and financial professionals alike. But with rapid expansion comes new risks and challenges.
- [Strong Markets, Weak Data: What Families Should Pay Attention to Now](https://www.wefamilyoffices.com/strong-markets-weak-data-what-families-should-pay-attention-to-now/): Economic headlines have been mixed all year, but recently, the tone of the data has shifted.
- [Understanding Today’s Secondary Market: 2025 Trends & Opportunities](https://www.wefamilyoffices.com/understanding-todays-secondary-market-2025-trends-opportunities/): After several years of growing attention, the secondary private equity market is in a new phase, one defined less by dislocation and more by competition.
- [Mid-Year Review: Staying Disciplined Amid Mixed Signals](https://www.wefamilyoffices.com/mid-year-review-staying-disciplined-amid-mixed-signals/): In this mid-year edition of The Wealth Enterprise Briefing, Michael Zeuner and Sam Sudame of WE Family Offices revisit the macro themes shaping 2025 and assess whether their core investment strategy still holds.
- [WE Family Offices Recognized on America’s Top RIAs of 2025 by Financial Advisor Magazine](https://www.wefamilyoffices.com/we-family-offices-recognized-on-americas-top-rias-of-2025-by-financial-advisor-magazine/): We are thrilled to share that WE Family Offices has been named to Financial Advisor Magazine's list of America's Top Registered Investment Advisors. This recognition marks an impressive nine-year streak, highlighting our consistent commitment to excellence in wealth advisory services.
- [Michael Zeuner Featured on Mergermarket: Family Offices and the Changing Role of Private Capital](https://www.wefamilyoffices.com/michael-zeuner-featured-on-mergermarket-family-offices-and-the-changing-role-of-private-capital/): Michael Zeuner, Managing Partner at WE Family Offices, recently joined Giovanni Amodeo of ION Analytics and Mergermarket for a fireside chat on how ultra-high-net-worth families are approaching private market investing.
- [Private Investing in 2025: Vintage Timing, Real Returns](https://www.wefamilyoffices.com/private-investing-in-2025-vintage-timing-real-returns/): In this episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner, and Deputy CIO Matt Farrell revisit the fundamentals of private investing and explore how families can approach this space more deliberately during challenging cycles.
- [WE Family Offices Featured in Family Wealth Report Acclaim 2025](https://www.wefamilyoffices.com/we-family-offices-featured-in-family-wealth-report-acclaim-2025/): Acclaim 2025, Family Wealth Report's annual editorial spotlighting leadership across the industry, features WE Family Offices' Managing Partner, Michael Zeuner, who was named Leading Individual (MFO) at the 2025 Family Wealth Report Awards.
- [Signals in Conflict: What to Make of Mixed Economic Data](https://www.wefamilyoffices.com/signals-in-conflict-what-to-make-of-mixed-economic-data/): Equity markets continue to push higher, yet many forward-looking economic signals are flashing yellow.
- [Private Liquidity, Public Assumptions: Rethinking Perpetual Vehicles](https://www.wefamilyoffices.com/private-liquidity-public-assumptions-rethinking-perpetual-vehicles/): In this episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner, and Deputy CIO Matt Farrell explore the growing use of semi-liquid structures in private markets. These vehicles offer the promise of periodic liquidity without the long lockups of traditional drawdown funds. But behind that flexibility are important structural trade-offs and a need for clear alignment between investor expectations and manager terms.
- [Market Update: Temporary Relief, Lingering Risks and What Investors Should Watch Now](https://www.wefamilyoffices.com/market-update-temporary-relief-lingering-risks-and-what-investors-should-watch-now/): In this flash episode of The Wealth Enterprise Briefing, WE Family Office's Michael Zeuner, managing partner, and Sam Sudame, senior investment manager, revisit the state of the capital markets following recent tariff announcements and shifting investor sentiment.
- [Why Long-Term Commitments Still Matter in Private Markets](https://www.wefamilyoffices.com/why-long-term-commitments-still-matter-in-private-markets/): What happens when private market investments fall short of expectations and how should investors respond?
- [Michael Zeuner Honored at the 2025 Family Wealth Report Awards](https://www.wefamilyoffices.com/michael-zeuner-honored-at-the-2025-family-wealth-report-awards/): We are proud to announce that Managing Partner of WE Family Offices, Michael Zeuner, has been honored at the Twelfth Annual Family Wealth Report Awards 2025, winning the Leading Individual (MFO) category.
- [U.S. Market Volatility and Global Opportunities](https://www.wefamilyoffices.com/u-s-market-volatility-and-global-opportunities/): 
- [Infrastructure Investing in 2025: Opportunities, Risks and Strategy](https://www.wefamilyoffices.com/infrastructure-investing-in-2025-opportunities-risks-and-strategy/): Michael Zeuner, managing partner, and Matt Farrell, deputy CIO of WE Family Offices, examine how investments tied to real assets like energy networks, transportation and data centers can fit into a broader investment plan.
- [Market Update: Tariffs Spark Volatility – How to Approach the Road Ahead](https://www.wefamilyoffices.com/market-update-tariffs-spark-volatility-how-to-approach-the-road-ahead/): Michael and Sam explain why patience, diversification and a steady hand are especially important at this stage. They also highlight how current conditions may offer opportunities for investors building long-term portfolios.
- [Market Update – April 4, 2025](https://www.wefamilyoffices.com/market-update-april-4-2025/): Markets have sold off the past two days since the announcement of the new tariff regime. We came into 2025 with a view that the policies of the new administration could lead to a wide range of outcomes. The market started the year well expecting a reflationary environment positive for risk assets. We foresaw solid organic economic growth driving earnings growth in the stock market, keeping inflation stubborn and yields high.
- [Mel Lagomasino named to the BoardProspects list of 100 Women Leaders in the Boardroom](https://www.wefamilyoffices.com/mel-lagomasino-named-to-the-boardprospects-list-of-100-women-leaders-in-the-boardroom/): We are proud to share that Mel Lagomasino, CEO and managing partner of WE Family Offices, has been named to the BoardProspects list of 100 Women Leaders in the Boardroom.
- [Private Market Perspectives: Staying Strategic in a Shifting Environment](https://www.wefamilyoffices.com/private-market-perspectives-staying-strategic-in-a-shifting-environment/): How should investors think about private market commitments amid persistent inflation, policy uncertainty and a “higher for longer” interest rate environment?
- [The 10-Year Yield: A Guide to Economic Growth, Inflation and Market Signals](https://www.wefamilyoffices.com/the-10-year-yield-a-guide-to-economic-growth-inflation-and-market-signals/): How can investors interpret public bond market signals to understand economic growth, inflation and market conditions?
- [WE Family Offices Named Finalist in Seven Categories for the 2025 Family Wealth Report Awards](https://www.wefamilyoffices.com/we-family-offices-named-finalist-in-seven-categories-for-the-2025-family-wealth-report-awards/): For the tenth consecutive year, WE Family Offices is honored to be named a finalist for the 2025 Family Wealth Report Awards: Multi-Family Office ($15 Billion AuM/AuA and above), Family Office Management Consultancy, Outstanding CEO – Mel Lagomasino, Impact Investing (Advisory), Leading Individual (MFO) – Michael Zeuner, Outstanding Contribution to Wealth Management Thought Leadership (Company) and Women in Wealth Family Office (Individual) – Mel Lagomasino.
- [Michael Zeuner Featured in CNBC Inside Wealth: Market Volatility and Policy Uncertainty](https://www.wefamilyoffices.com/michael-zeuner-featured-in-cnbc-inside-wealth-market-volatility-and-policy-uncertainty/): Recent market swings and policy changes have led family offices to take a more measured approach to investments. In a CNBC article, WE Family Offices Managing Partner Michael Zeuner shared that many families are focusing on maintaining liquidity and avoiding major commitments until there is more clarity on government actions.
- [Market Update: Tariffs, Market Volatility and Investor Strategy](https://www.wefamilyoffices.com/market-update-tariffs-market-volatility-and-investor-strategy/): 
- [Capital Market Assumptions and Portfolio Strategy: Key 2025 Takeaways](https://www.wefamilyoffices.com/capital-market-assumptions-and-portfolio-strategy-key-2025-takeaways/): How should investors adjust their expectations as market conditions evolve?
- [Matt Farrell in 9fin: Family Offices and CLOs Create a Growing Investment Trend](https://www.wefamilyoffices.com/matt-farrell-in-9fin-family-offices-and-clos-create-a-growing-investment-trend/): In a recent 9fin interview, Deputy CIO of WE Family Offices, Matt Farrell discussed the increasing interest in collateralized loan obligations (CLOs) among family offices. As private credit strategies gain traction, more firms are looking to structured credit as a way to diversify portfolios and capture attractive yields.
- [Building Stability in an Uncertain Market](https://www.wefamilyoffices.com/building-stability-in-an-uncertain-market/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner, and Matt Farrell, Deputy CIO of WE Family Offices, address a challenge many investors face: how investors can approach decision-making during periods of uncertainty about the future. They explore how the Investment Policy Statement (IPS) acts as a guiding framework, helping investors align daily decisions with their long-term objectives.
- [A Closer Look at Term Premiums and Their Impact on Capital Markets](https://www.wefamilyoffices.com/a-closer-look-at-term-premiums-and-their-impact-on-capital-markets/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner and Sam Sudame of WE Family Offices discuss recent changes in interest rates and how these shifts could impact investors. With rising bond yields and shifting guidance from the Federal Reserve, the conversation explores how these adjustments may shape portfolio strategies in the months ahead.
- [2025 Investment Outlook Part II: Real Assets and International Risks](https://www.wefamilyoffices.com/2025-investment-outlook-part-ii-real-assets-and-international-risks/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner and Sam Sudame of WE Family Offices explore how political instability and new fiscal policies may create divergent outlooks between U.S. and non-U.S. markets. They also discuss opportunities in real assets, particularly in infrastructure, as inflationary pressures persist.
- [2025 Investment Outlook: Preparing for Reflationary Changes](https://www.wefamilyoffices.com/2025-investment-outlook-preparing-for-reflationary-changes/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner and Sam Sudame of WE Family Offices discuss how the shift from 2024's Goldilocks economy—a period of balanced growth and stability—to a potentially reflationary government in 2025. This change, driven by new administration policies, may bring both opportunities and challenges for investors.
- [2024 in Review: Key Lessons for Portfolio Management in 2025](https://www.wefamilyoffices.com/2024-in-review-key-lessons-for-portfolio-management-in-2025-2/): Michael Zeuner and Sam Sudame of WE Family Offices discuss 2024's economic developments and share their 2025 outlook on portfolio strategies and market trends in the latest episode of The Wealth Enterprise Briefing. They examine how the Federal Reserve's policies, the persistence of a strong job market and shifts in savings and consumption patterns have shaped the investment landscape.
- [2024 Review &  2025 Outlook](https://www.wefamilyoffices.com/2024-review-2025-outlook/): 2024 will go down as a pivotal year. We witnessed the end of the Covid era as the economy transitions into a new era. This new era is being driven by long term mega forces that should drive markets for many years. In the two sections below, we will both review this year and see how it sets up 2025.
- [WE Family Offices Recognized Among Top Fee-Only RIAs of 2024 by Financial Planning](https://www.wefamilyoffices.com/we-family-offices-recognized-among-top-fee-only-rias-of-2024-by-financial-planning/): WE Family Offices has earned a spot in Financial Planning's prestigious RIA Leaders 2024 ranking of the largest fee-only financial planning firms. Among an elite group of firms nationwide, WE Family Offices stands out with $13.9 billion in assets under management (AUM) across only 108 client accounts. This distinction reflects our dedication to providing personalized, high-quality wealth advisory services to ultra-high-net-worth families.
- [WE Family Offices Among RIAs With the Highest Account Values in 2024](https://www.wefamilyoffices.com/we-family-offices-among-rias-with-the-highest-account-values-in-2024/): WE Family Offices has been recognized in SmartAsset's RIAs With the Highest Account Values – 2024 Study, published in Nasdaq. This study highlights firms with exceptional average account values, and WE Family Offices stands out with an average account value of $128.8 million across just 108 accounts, supported by a total regulatory AUM of $13.9 billion.
- [A Positive Start to a New Economic Cycle: Exploring Broader Market Opportunities](https://www.wefamilyoffices.com/a-positive-start-to-a-new-economic-cycle-exploring-broader-market-opportunities/): In the latest episode of The Wealth Enterprise Briefing, WE Family Offices' Michael Zeuner and Sam Sudame examine the U.S. economy’s strong fundamentals as it enters a new economic cycle. They explore what these developments mean for investors and how market dynamics are shaping opportunities.
- [Outlook on U.S. Economic Strength and Emerging Risks](https://www.wefamilyoffices.com/outlook-on-u-s-economic-strength-and-emerging-risks/): Key insights from their discussion include:
- [Market Update: Post Election Impact](https://www.wefamilyoffices.com/market-update-post-election-impact/): With a change in Presidential administration combined with a likely unified Congress, new policy will be enacted. The magnitude of U.S. President-elect Trump’s victory brings a strong likelihood that he will have a mandate for his economic agenda which should have meaningful repercussions to asset markets.
- [Mel Lagomasino on Bloomberg Technology: Perspectives on AI and a Sunny Outlook](https://www.wefamilyoffices.com/mel-lagomasino-on-bloomberg-technology-perspectives-on-ai-and-a-sunny-outlook/): In a recent appearance on Bloomberg Technology, Mel Lagomasino, CEO and managing partner at WE Family Offices, discussed how artificial intelligence is impacting companies like Alphabet and other tech giants. Mel highlighted the shift from AI being viewed as a costly investment to becoming a strategic tool for enhancing productivity and managing costs. She shared how companies are using AI to answer increasingly complex customer queries, which, in turn, has strengthened Alphabet’s competitive position in search.
- [Evaluating Investment Managers During Downturns](https://www.wefamilyoffices.com/evaluating-investment-managers-during-downturns/): The episode also touched on the psychological factors investors face when managers underperform, including the discipline required to maintain a long-term perspective. Michael and Matt suggested that clear initial underwriting and regular assessments provide a foundation for confident decision-making during both positive and challenging market cycles.
- [How a Steeper Yield Curve Affects Equity Markets](https://www.wefamilyoffices.com/how-a-steeper-yield-curve-affects-equity-markets/): Key insights discussed:
- [Unlocking Fixed Income Strategy in a Changing Yield Curve](https://www.wefamilyoffices.com/unlocking-fixed-income-strategy-in-a-changing-yield-curve/): For the past few years, short-term bonds and money market instruments have offered investors attractive returns, typically without requiring substantial exposure to interest rate risk. However, as the yield curve normalizes, the short end of the curve may no longer represent the most strategic opportunity.
- [WE Family Offices Named Among Barron’s Top RIA Firms for Seventh Consecutive Year](https://www.wefamilyoffices.com/we-family-offices-named-among-barrons-top-ria-firms-for-seventh-consecutive-year/): We are honored to announce that WE Family Offices has been ranked among Barron's 2024 Top 100 RIA Firms. This marks the seventh consecutive year that our firm has been recognized for its commitment to excellence in wealth management. Serving one of the highest average client sizes among the top RIAs further differentiates WE, and reflects our unwavering focus and dedication to the ultra-high-net-worth families we serve.
- [Decoding the Federal Reserve’s Rate Cut](https://www.wefamilyoffices.com/decoding-the-federal-reserves-rate-cut/): In this episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner at WE Family Offices, and Sam Sudame, senior investment manager, discuss the Federal Reserve's decision to reduce interest rates by 50 basis points. During the conversation, they analyze the reasoning behind this decision and its comprehensive impact on the U.S. economy.
- [Beyond Surface Metrics of Private Market Investments: A Conversation with Michael Zeuner & Matt Farrell](https://www.wefamilyoffices.com/beyond-surface-metrics-of-private-market-investments-a-conversation-with-michael-zeuner-matt-farrell/): In this episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner at WE Family Offices, is joined by Matt Farrell, senior investment manager, to explore how private investors can gain better insights into their portfolios by looking beyond traditional metrics like Internal Rate of Return (IRR) and Net Asset Value (NAV).
- [WE Family Offices is a Finalist for the ThinkAdvisor Luminaries Awards 2024](https://www.wefamilyoffices.com/we-family-offices-is-a-finalist-for-the-thinkadvisor-luminaries-awards-2024/): We're excited to announce that WE Family Offices has been honored as a finalist for the ThinkAdvisor Luminaries Awards 2024 in the Firm Award—Thought Leadership and Education category. This recognition highlights the impact of our podcast, The Wealth Enterprise Briefing, and acknowledges our ongoing commitment to leadership, innovation and community engagement in financial services.
- [Mel Lagomasino has been named a finalist for the Investment News Women to Watch 2024 Executive Excellence Award](https://www.wefamilyoffices.com/mel-lagomasino-has-been-named-a-finalist-for-the-investment-news-women-to-watch-2024-executive-excellence-award/): We are excited to announce that Mel Lagomasino, CEO and managing partner of WE Family Offices, has been named a finalist for the Investment News Women to Watch 2024 Executive Excellence Award. This prestigious recognition honors women in roles who have demonstrated outstanding leadership over the past 12 months, driving their organizations to new heights of success and growth.
- [The Critical Role of Interest Rates in Market Valuations: A Conversation with Michael Zeuner & Sam Sudame](https://www.wefamilyoffices.com/the-critical-role-of-interest-rates-in-market-valuations-a-conversation-with-michael-zeuner-sam-sudame/): In this episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner at WE Family Offices, and Sam Sudame, senior investment manager, examine the impact of interest rates on global capital markets and asset valuations in depth. They discuss why market participants closely watch the Federal Reserve's every move and the anticipation of Fed Chairman Jerome Powell's insights at the upcoming Jackson Hole meeting.
- [Santiago Ulloa on CNN: The Current and Future Dynamics of the U.S. Economy](https://www.wefamilyoffices.com/santiago-ulloa-on-cnn-the-current-and-future-dynamics-of-the-u-s-economy/): WE Family Offices Managing Partner Santiago Ulloa was featured in an interview on CNN en Español‘s GloboEconomia, a Warner Bros Discovery production, with José Antonio Montenegro. On the show, Santiago explored the current and future dynamics of the U.S. economy, highlighting its potential for growth and emerging opportunities for investors and businesses. In a detailed discussion, he discussed his optimistic view on the economy, interest rates, unemployment and geopolitical uncertainties, offering his perspective on understanding and navigating the current economic landscape.
- [Understanding the Corporate Transparency Act: A Conversation with Michael Zeuner & Joseph Kellogg](https://www.wefamilyoffices.com/understanding-the-corporate-transparency-act-a-conversation-with-michael-zeuner-joseph-kellogg/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner, Managing Partner at WE Family Offices, discusses with Joseph Kellogg, Partner and Head of Wealth Planning, the intricacies of the newly implemented Corporate Transparency Act (CTA) and its far-reaching implications for both U.S. and international families.
- [WE Family Offices Named Among America’s Top RIAs of 2024 by Financial Advisor Magazine](https://www.wefamilyoffices.com/we-family-offices-named-among-americas-top-rias-of-2024-by-financial-advisor-magazine/): We are thrilled to share that Financial Advisor Magazine has once again honored WE Family Offices in its prestigious America's Top RIAs of 2024 ranking. This recognition marks an impressive eight-year streak, highlighting our consistent commitment to excellence in wealth advisory services. Notably, WE Family Offices serves one of the highest average client sizes among the top RIAs, reflecting the trust and value that ultra-high-net-worth families place in our advisory services.
- [Matt Farrell on 10X Capital Podcast: Insights into Ultra-High-Net-Worth Investing](https://www.wefamilyoffices.com/matt-farrell-on-10x-capital-podcast-insights-into-ultra-high-net-worth-investing/): In a recent episode of the 10X Capital Podcast, Matt Farrell, Senior Investment Manager at WE Family Offices, shared valuable insights on investing strategies for families with $50M-$1B+ in assets. Farrell highlighted WE Family Offices' comprehensive approach, stating, "We position ourselves as a family office company, so we do everything from taxes, structuring governance and also investment advisory." He emphasized their commitment to "sit on the same side of the table as the client," underscoring the importance of customized portfolios and client education.
- [Market Update: Understanding the Latest Market Volatility](https://www.wefamilyoffices.com/market-update-understanding-the-latest-market-volatility/): Key topics explored include:
- [Navigating Economic Transitions with Steady Market Positioning](https://www.wefamilyoffices.com/navigating-economic-transitions-with-steady-market-positioning/): In the latest episode of The Wealth Enterprise Briefing, Michael Zeuner, managing partner at WE Family Offices, is joined by Sam Sudame, global head of macro, to discuss asset allocation guidance for the second quarter. Their conversation focuses on the current economic landscape, market trends and strategic investment approaches in light of recent economic conditions.
- [Equity Market Update](https://www.wefamilyoffices.com/equity-market-update/): Summary
- [The Changing Terrain of Private Markets:  A Conversation with Michael Zeuner & Matt Farrell](https://www.wefamilyoffices.com/the-changing-terrain-of-private-markets-a-conversation-with-michael-zeuner-matt-farrell/): Key points discussed include:
- [Macroeconomic Insights: The Long-Term Outlook for Capital Markets](https://www.wefamilyoffices.com/macroeconomic-insights-the-long-term-outlook-for-capital-markets/): In our latest episode of The Wealth Enterprise Briefing, WE Family Offices Managing Partner Michael Zeuner is joined by Senior Investment Manager Sam Sudame. Together, they discuss the complexities of macroeconomic data and its implications for the medium to long-term outlook of capital markets.
- [Maximizing High-Interest Environments: Opportunities in Private Credit](https://www.wefamilyoffices.com/maximizing-high-interest-environments-opportunities-in-private-credit/): Michael and Matt explore where the current market environment offers prospects for deploying capital despite the challenges posed by sustained higher interest rates.
- [Private Markets and Persistent High Interest Rates: Challenges and Opportunities](https://www.wefamilyoffices.com/private-markets-and-persistent-high-interest-rates-challenges-and-opportunities/): Key topics Michael and Matt address include:
- [Private Markets in Focus: Long-Term Impacts of Higher Interest Rates](https://www.wefamilyoffices.com/private-markets-in-focus-long-term-impacts-of-higher-interest-rates/): Key takeaways from the episode include:
- [Webinar Replay | The Start of a New Cycle](https://www.wefamilyoffices.com/webinar-replay-the-start-of-a-new-cycle/): WE Family Offices recently hosted a webinar that focused on the new economic cycle and how it affects investing. Michael Zeuner, managing partner, and Sam Sudame, senior investment manager covered several key topics, including:
- [Understanding Market Sentiment vs. Fundamentals](https://www.wefamilyoffices.com/understanding-market-sentiment-vs-fundamentals/): In the latest episode of The Wealth Enterprise Briefing, we discuss the nuanced interplay between short-term sentiment and long-term fundamentals in shaping market activity. Join host Michael Zeuner, managing partner and Sam Sudame, senior investment manager, to dissect the recent market turbulence in April and offer strategic insights for investors.
- [The Current Venture Capital Outlook](https://www.wefamilyoffices.com/the-current-venture-capital-outlook/): While the U.S. has averted any kind of serious recession and slow down, there are a few lingering areas of concern. On a previous episode of The Wealth Enterprise Briefing, we discussed concerns in the commercial real estate space, and in our latest episode, WE Family Offices Managing Partner Michael Zeuner and Senior Investment Manager Matt Farrell, CAIA, examine the challenges and potential opportunities in the venture capital space and discuss how investors may navigate fluctuating market dynamics.
- [WE Family Offices in Family Wealth Report: Cutting Through Sales Hype On Private Credit](https://www.wefamilyoffices.com/we-family-offices-in-family-wealth-report-cutting-through-sales-hype-on-private-credit/): The private credit sector is expanding rapidly, with assets under management in the U.S. reaching $1.6 trillion in June last year, expanding at an annual rate of 20% over the past five years. This boom has captured the attention of both wealth managers and investors. However, it raises a critical question: Does the enthusiasm for private credit align with the client's best interests, especially if they are not fully aware of the benefits and risks of the asset class?
- [WE Family Offices and Mel Lagomasino Recognized at 2024 Family Wealth Report Awards](https://www.wefamilyoffices.com/we-family-offices-wins-multi-family-office-and-esg-investing-awards-at-2024-family-wealth-report-awards/): We are pleased to announce that WE Family Offices won the award for Multi-Family Office ($5 Billion to $15 Billion AuM/AuA) and ESG Investing (Advisory) at The Eleventh Annual Family Wealth Report Awards 2024. This marks our ninth consecutive year receiving the award for Multi-Family Office, spotlighting our sustained leadership in the sector.
- [Navigating the New Economic Cycle](https://www.wefamilyoffices.com/navigating-the-new-economic-cycle/): 
- [Podcast – Unveiling India’s Economic Potential, Part II: Strategies For Investing](https://www.wefamilyoffices.com/podcast-unveiling-indias-economic-potential-part-ii-strategies-for-investing/): During this episode of The Wealth Enterprise Briefing podcast, we continue the conversation about investing in India and take a closer look at the potential risks and rewards.
- [Podcast – Unveiling India’s Economic Potential, Part I: A Comparative Analysis](https://www.wefamilyoffices.com/unveiling-indias-economic-potential-part-i-a-comparative-analysis/): In our latest episode of The Wealth Enterprise Briefing, we are exploring an important question that has been top of mind for many investors – How attractive are the investment opportunities in India, and how do they compare to those in China?
- [Podcast – Rising Rates, Falling Values: The Commercial Real Estate Reset](https://www.wefamilyoffices.com/podcast-rising-rates-falling-values-the-commercial-real-estate-reset/): While the U.S. economy seems to be headed for a soft landing, potentially avoiding a significant recession, economic trouble may still be brewing. In our latest episode of The Wealth Enterprise Briefing, WE Family Offices Managing Partner Michael Zeuner and Senior Investment Manager Matt Farrell, CAIA, explore commercial real estate, which has been significantly affected by the prolonged rise in interest rates. Tune in as they discuss the challenges and opportunities that investors should be on the lookout for in the commercial real estate space.
- [Podcast – Wealth Taxes: Potential Implications for Wealthy Families](https://www.wefamilyoffices.com/wealth-taxes-potential-implications-for-wealthy-families/): During this episode of The Wealth Enterprise Briefing, WE Family Office's Managing Partner Michael Zeuner and Partner and Wealth Planning Executive Joseph Kellogg, LL.M. (Tax), CFP®, TEP, address the pressing topic of wealth taxes. Together, they offer a thorough overview of the dynamics related to wealth taxation, covering both federal and state levels while examining proposed measures and potential implications for ultra-high-net-worth families and individuals.

## Pages
- [Resources](https://www.wefamilyoffices.com/resources/)
- [WE for Single Family Offices](https://www.wefamilyoffices.com/what-we-do/single-family-offices/)
- [Investment Strategy Oversight](https://www.wefamilyoffices.com/what-we-do/investment-strategy-oversight/)
- [Family Wealth Advisory](https://www.wefamilyoffices.com/what-we-do/family-wealth-advisory/)
- [The Wealth Enterprise Briefing Podcast](https://www.wefamilyoffices.com/the-wealth-enterprise-briefing-podcast/)
- [International Platform](https://www.wefamilyoffices.com/international-platform-mdf-family-partners/)
- [What We Do](https://www.wefamilyoffices.com/what-we-do/)
- [Our Team](https://www.wefamilyoffices.com/we-family-offices/our-team/)
- [B-Corp](https://www.wefamilyoffices.com/we-family-offices/b-corp/)
- [Wealth Enterprise<sup>®</sup>](https://www.wefamilyoffices.com/we-family-offices/wealth-enterprise/): WE Stands for Wealth Enterprise®
- [WE Family Offices](https://www.wefamilyoffices.com/we-family-offices/)
- [Careers](https://www.wefamilyoffices.com/careers/)
- [Thought Leadership](https://www.wefamilyoffices.com/thought-leadership/)
- [Frequently Asked Questions (FAQ)](https://www.wefamilyoffices.com/faq/): A family office is an organization a wealthy family sets up by hiring a wide range of professionals across multiple disciplines – taxes, estate planning, accounting, bookkeeping, investing, etc. – to work for them and help them manage and execute their wealth management activities. By hiring a dedicated team of individuals, a family ensures that only their agenda is driving all of the activities. Many family offices manage budgeting, insurance, charitable giving, family owned business, wealth transfer, family governance, reporting and data aggregation and tax functions for the family they serve.
- [Contact WE Family Offices](https://www.wefamilyoffices.com/contact-family-offices/)
- [Important Disclosures and Disclaimers](https://www.wefamilyoffices.com/important-disclosures-and-disclaimers/): The views, opinions and recommendations expressed here are subject to change without notice and is for informational purposes only and should not be considered as investment advice or an offer of any security or service for sale. WE Family Offices, LLC (“WE”) and its representatives are not your investment advisers unless entered into a written advisory services agreement. This material may not consider the specific investment objective, financial situation or particular needs of any recipient.
- [Terms of Use](https://www.wefamilyoffices.com/terms-use/): ACCEPTANCE OF THE TERMS OF USE
- [Home Page](https://www.wefamilyoffices.com/)
- [Internet Privacy Policy](https://www.wefamilyoffices.com/internet-privacy-policy/)

## Team
- [Gabriella Martinez](https://www.wefamilyoffices.com/team/gabriella-martinez/)
- [Maria Paula Alvarez](https://www.wefamilyoffices.com/team/maria-paula-alvarez/)
- [Andres Pagan](https://www.wefamilyoffices.com/team/andres-pagan/)
- [Ivelice Garay](https://www.wefamilyoffices.com/team/ivelice-garay/)
- [Laura Pajares](https://www.wefamilyoffices.com/team/laura-pajares/)
- [Pablo Lizarazu](https://www.wefamilyoffices.com/team/pablo-lizarazu/)
- [Andre Westin](https://www.wefamilyoffices.com/team/andre-westin/): Andre Westin serves as an Investment Research Associate for the Investment Research Team at WE Family Offices.
- [Ana Grullon](https://www.wefamilyoffices.com/team/ana-grullon/)
- [Jarod Solomon](https://www.wefamilyoffices.com/team/jarod-solomon/)
- [Anthony Guerrero](https://www.wefamilyoffices.com/team/anthony-guerrero/): Anthony is an IT professional with over 20 years of experience in systems administration, cybersecurity, and infrastructure support.
- [Destiny Cooper](https://www.wefamilyoffices.com/team/destiny-cooper/)
- [Juan Antonio Aguirre](https://www.wefamilyoffices.com/team/juan-antonio-aguirre/)
- [Fedra Vasquez](https://www.wefamilyoffices.com/team/fedra-vasquez/)
- [Daniella Ginebra](https://www.wefamilyoffices.com/team/daniella-ginebra/)
- [Rosa Luzardo](https://www.wefamilyoffices.com/team/rosa-luzardo/)
- [Nury Martinez](https://www.wefamilyoffices.com/team/nury-martinez/)
- [Ted McCutcheon](https://www.wefamilyoffices.com/team/ted-mccutcheon/): Ted McCutcheon serves as WE’s outsourced chief compliance officer and brings specific expertise in the regulation of U.S. Securities and Exchange Commission-registered investment advisers (RIAs).  From 2013 to 2019, he served as WE’s first general counsel and chief compliance officer, and was a partner of the firm.
- [Tiffany Mangelli](https://www.wefamilyoffices.com/team/tiffany-mangelli/): Tiffany Mangelli joined WE Family Offices in October 2024 as an Associate Advisor, bringing with her six years of experience in client relationship management and wealth advisory services, with a focus on serving ultra-high-net-worth families. She completed a dual Master’s degree in Business Administration and Big Data at IE University in Madrid, where she was awarded a prestigious Women in Leadership scholarship.
- [David Mejia](https://www.wefamilyoffices.com/team/david-mejia/)
- [Jimmy Hreiki](https://www.wefamilyoffices.com/team/jimmy-hreiki/): Mr. Hreiki joined WE Family Offices in May 2023 and serves as an Investment Associate for the Investment Research team.
- [Avery Wonacott, CFA, CAIA](https://www.wefamilyoffices.com/team/avery-wonacott-cfa-caia/): Mr. Wonacott joined WE Family Offices in April 2023 and serves as a Senior Investment Associate for the Investment Research team.
- [Tomas Ferrari, CFA](https://www.wefamilyoffices.com/team/tomas-ferrari-cfa/)
- [Kenny Torres](https://www.wefamilyoffices.com/team/kenny-torres/)
- [Lidia Espinoza](https://www.wefamilyoffices.com/team/lidia-espinoza/)
- [Lidia Aleman](https://www.wefamilyoffices.com/team/lidia-aleman/)
- [Yulenis Caraballo](https://www.wefamilyoffices.com/team/yulenis-caraballo/)
- [Mauricia Zenon](https://www.wefamilyoffices.com/team/mauricia-zenon/)
- [Sarahí Orozco](https://www.wefamilyoffices.com/team/sarahi-orozco/)
- [Danais Santos](https://www.wefamilyoffices.com/team/danais-santos/)
- [Ana Sacio](https://www.wefamilyoffices.com/team/ana-sacio/)
- [Carl Carlson](https://www.wefamilyoffices.com/team/carl-carlson/)
- [Raul Acuña](https://www.wefamilyoffices.com/team/raul-acuna/)
- [Celso Salvetti, MCTS](https://www.wefamilyoffices.com/team/celso-salvetti-mcts/)
- [Patricia Pinto](https://www.wefamilyoffices.com/team/patricia-pinto/): Patricia Pinto has worked in the wealth industry for nearly 10 years. She joined WE Family Offices’ predecessor firm, TBK Investments, Inc. in March 2006. She serves as the firm’s head of reconciliation and quality control. In this capacity, she oversees monthly reconciliation of all client portfolios.
- [Carolina Salazar](https://www.wefamilyoffices.com/team/carolina-salazar/): Carolina Salazar has worked in the financial services industry for more than 15 years.  In 2001, Ms. Salazar joined WE’s predecessor, TBK Investments Inc.  She currently serves as WE’s Director of Reconciliation and Technology.
- [Milagros Gomez](https://www.wefamilyoffices.com/team/milagros-gomez/)
- [John-Mark Kellogg](https://www.wefamilyoffices.com/team/andres-guarin/)
- [Carles Morera](https://www.wefamilyoffices.com/team/carles-morera/): Carles Morera joined WE Family Offices in 2022, where he works as an Associate Advisor. He provides bespoke advisory services to ultra-high net worth individuals and families, both domestic and international, helping them achieve their financial goals. Prior to joining WE, Carles worked for three years at MdF Family Partners, a prestigious family office based in Spain, where he worked closely with international clients.
- [Juan Londoño](https://www.wefamilyoffices.com/team/juan-londono/): Juan F. Londoño joined WE Family Offices in May of 2021. As an Advisor he provides bespoke advisory services such as portfolio construction and optimization to ultra-high net worth individuals and families, both domestic and international, to help them meet their financial goals. 
- [Daniela Asturias](https://www.wefamilyoffices.com/team/daniela-asturias/): Daniela Asturias joined WE Family Offices in 2017 and serves as an Associate Advisor. She provides bespoke advisory services to ultra-high net worth individuals and families, both domestic and international, to help them meet their financial goals.
- [Sam Sudame, CFA<sup>®</sup>, CAIA, CFP<sup>®</sup>](https://www.wefamilyoffices.com/team/sam-sudame-cfa-caia-cfp/): Sam serves as WE Family Offices’ Senior Investment Manager and brings with him over 25 years of multi-asset investment experience. Sam’s knowledge and expertise spans across traditional and alternative investments, including global equities & fixed income, real assets, private equity and hedge funds.
- [Matt Farrell, CAIA](https://www.wefamilyoffices.com/team/matt-farrell-caia/): Matt has nearly 20 years of experience in the financial services industry and currently leads the alternatives investment research efforts at WE Family Offices.
- [Julieth Rueda](https://www.wefamilyoffices.com/team/julieth-rueda/)
- [Tomirys Guzmán](https://www.wefamilyoffices.com/team/tomirys-guzman/)
- [Daniela Angueira](https://www.wefamilyoffices.com/team/daniela-angueira/)
- [Sueli Moussa](https://www.wefamilyoffices.com/team/sueli-moussa/)
- [Pilar Roa](https://www.wefamilyoffices.com/team/pilar-roa/)
- [Ana Sanchez Diaz](https://www.wefamilyoffices.com/team/ana-sanchez-diaz/): Ana Sánchez works with families to design and implement comprehensive wealth planning strategies that help them achieve their goals across generations. As a Wealth Planner at WE Family Offices, she supports clients in structuring and preserving their wealth, coordinating with legal, tax, and investment professionals across multiple jurisdictions in the U.S., Latin America, and Europe. Her work spans succession, trust, estate, and tax planning, as well as family governance, philanthropy, and legacy planning.
- [Joseph Kellogg, LL.M. (Tax), CFP®, TEP](https://www.wefamilyoffices.com/team/joseph-kellogg-ll-m-tax-cfp-tep/): Joseph Kellogg works with families to make informed decisions for their wealth enterprise. As partner of WE Family Offices, he works with clients to identify their unique objectives and challenges and to implement a comprehensive planning strategy in coordination with their estate and tax planning professionals.
- [Felipe Castro](https://www.wefamilyoffices.com/team/felipe-castro/): Felipe Castro joined WE Family Offices in November of 2014. As an Associate Advisor he provides support and personalized advisory to domestic and international ultra-high net worth families to help them reach their financial goals and attend to their overall wealth management needs.
- [Andres Sanchez](https://www.wefamilyoffices.com/team/andres-sanchez/): Mr. Sanchez joined WE Family Offices in August of 2018 and serves as a Partner and Advisor. Prior to joining WE, Andres worked at BNY Mellon Wealth Management providing investment advice and wealth planning support to high net worth families.
- [Nicolás Bascuñán](https://www.wefamilyoffices.com/team/nicolas-bascunan/): Mr. Bascuñán joined WE Family Offices in May of 2011 and serves as an Associate Advisor. He provides bespoke advisory services to ultra-high net worth individuals and families, both domestic and international, to help them meet their financial goals.
- [Claudia Naffah, CFP<sup>®</sup>](https://www.wefamilyoffices.com/team/claudia-naffah-cfp/): Claudia joined WE Family Offices in 2015. She has dedicated her career to Family Offices and Investment Advisory services, supporting (both US and Non-US) ultra-high net worth individuals and providing families a holistic approach to the management of their Wealth Enterprise®. Her focus when advising families is to integrate into the strategy, the different verticals that compose and impact the well-functioning of the Enterprise (wealth planning, risk management, tax planning, investment advisory, family governance and philanthropy). Prior to joining WE, she was the Head of Client Services and Operations at Hencorp Becstone LC, and Compass Group LLC, serving as the primary contact for client requests, acting as liaison between clients, providers (both US and offshore), and third-party professionals. Prior to that, she was part of the team of a single-family office, Berggruen Holdings, focusing on the operation and implementation of an expansive portfolio, maintenance of planning structures and of non-financial assets.
- [Natalia Hoyos, CFP®, CPA](https://www.wefamilyoffices.com/team/natalia-hoyos-cfp-cpa/): As an Advisor at WE Family Offices, Natalia services ultra-high net worth individuals and families by employing a holistic approach to the management of their wealth enterprise. This includes the management of their investment portfolios, wealth transfer planning, risk management, and other non-financial objectives, such as philanthropic efforts and family governance.
- [Richard E. Zimmerman](https://www.wefamilyoffices.com/team/richard-e-zimmerman/): Richard Zimmerman has more than two decades of experience working with wealthy families. He is currently a partner at WE Family Offices, where he works with client families to provide advice and oversight regarding their overall wealth management needs. Richard also has a passion for and expertise in sustainable and impact investing and philanthropy.
- [Rocio Ortega, CFP®](https://www.wefamilyoffices.com/team/rocio-ortega-cfp/): Rocio Ortega has worked in the wealth management industry for over a decade. She joined WE Family Offices in 2014, where she serves as a partner and associate advisor. Utilizing a holistic approach to wealth management, Rocio provides advice to client families in all aspects of managing their complex wealth enterprise®s, from helping families identify financial objectives, to designing and implementing investment portfolios, but also focusing on non-financial aspects of wealth management, such as family governance and next-gen engagement and education.
- [Julie Neitzel](https://www.wefamilyoffices.com/team/julie-neitzel/): Julie Neitzel has worked with wealthy families for more than two decades. Having joined the firm in January 2013, she serves as a partner and advisor, working with client families to provide advice and oversight regarding all of their financial needs. She has an extensive background in the family office arena and in family wealth enterprise® management.
- [Manuel Manotas](https://www.wefamilyoffices.com/team/manuel-manotas/): Manuel Manotas has been working with wealthy families for nearly four decades. In 2000, he joined WE’s predecessor TBK Investments, Inc. Mr. Manotas currently works with wealthy families from all over the world, identifying their needs and helping them to get advice to meet those needs. From his many years of experience, he provides the support families need to build their wealth enterprise®s, enhancing their odds of multi-generational sustainability.
- [César Maldonado](https://www.wefamilyoffices.com/team/cesar-maldonado/): César Maldonado has nearly three decades of experience working with wealthy families around the world. As a partner and advisor at WE Family Offices, he supports international and domestic families in strengthening their wealth enterprises®, collaborating closely with clients and their external financial service providers. His work extends beyond traditional wealth management to include critical non-financial areas such as family governance and continuity planning.
- [Sven Huber, CFA®, CAIA](https://www.wefamilyoffices.com/team/sven-huber-cfa-caia/): Sven Huber has been working in the wealth industry for nearly a decade. Having joined the firm in 2009, he serves as a partner and advisor, providing investment advice and support to high net worth families, principally from the Andean region.
- [Pablo Ceballos](https://www.wefamilyoffices.com/team/pablo-ceballos/): Pablo Ceballos has been working with wealthy families for more than two decades and serves currently as a partner and advisor at WE Family Offices. Pablo joined the firm’s predecessor, GenSpring Family Offices International, in July 2008. At WE, Pablo works with both domestic and international clients to provide advice regarding their wealth management needs and help them build their wealth enterprise®s to increase the odds of multi-generational sustainability. Pablo is a member of the Family Firm Institute.
- [Michael Zeuner](https://www.wefamilyoffices.com/team/michael-zeuner/): Michael Zeuner has been serving wealthy families for more than two decades and currently serves as one of three managing partners at WE. Michael is a nationally recognized leader in the family office industry and has dedicated his professional career to empowering financially successful families to manage their wealth with confidence, competence and success.
- [Santiago Ulloa](https://www.wefamilyoffices.com/team/santiago-ulloa/): Santiago Ulloa has been working with wealthy families for more than two decades. As founder and one of WE’s three managing partners, Santiago is responsible for the firm’s overall international business strategy. In 2000, Mr. Ulloa founded the firm’s predecessor company, TBK Investments, Inc., to counsel and advise international high net worth families. Since that time, as one of the world’s foremost leaders in the family office industry, Santiago works with client families to enhance the overall function of their wealth enterprise®s.
- [Mel Lagomasino](https://www.wefamilyoffices.com/team/maria-elena-mel-lagomasino/): Maria Elena (Mel) Lagomasino has worked with financially successful families for more than three decades. As CEO and Managing Partner of WE Family Offices, a global family office serving ultra high net worth families, she engages client families to build their wealth enterprise®s and provide the support and control they need to manage their wealth as a successful business enterprise. She is a recognized leader in the wealth management industry, and is a founder of the Institute for the Fiduciary Standard.