{"id":246300,"date":"2014-03-21T22:13:04","date_gmt":"2014-03-22T02:13:04","guid":{"rendered":"https:\/\/www.wefamilyoffices.com\/sec-fees-bulletin-2\/"},"modified":"2025-04-07T16:06:21","modified_gmt":"2025-04-07T20:06:21","slug":"sec-fees-bulletin-2","status":"publish","type":"post","link":"https:\/\/www.wefamilyoffices.com\/es\/sec-fees-bulletin-2\/","title":{"rendered":"Como todo agrega"},"content":{"rendered":"<p style=\"text-align: justify;\"><a href=\"https:\/\/www.wefamilyoffices.com\/wp-content\/uploads\/2023\/01\/Fees.jpg\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-743\" alt=\"Fees\" src=\"https:\/\/www.wefamilyoffices.com\/wp-content\/uploads\/2023\/01\/Fees.jpg\" width=\"424\" height=\"282\" title=\"\"><\/a>Fees are not fun. In life it seems like everything has a fee and we begrudgingly pay them, silently handing over our card with epic stoicism. But rarely in life can fees haunt you as much as they can in your investment portfolio.\u00a0 Because of compounding interest, small fees that can seem nominal add up in a big way. So much so that the SEC has recently published a piece to inform investors of the impact fees can have, and how they can become more informed about the fees they are paying and how they affect their portfolio over time.<\/p>\n<p style=\"text-align: justify;\"><strong>How can you get informed?<\/strong> Find out more about the kind of fees you\u2019re paying. A good place to start is to look at your statements. It\u2019s important to understand the fees because they impact your investments in a big way. Once you\u2019ve scrutinized your statements, call your financial professional and ask some questions.<\/p>\n<ul>\n<li>\n<div style=\"text-align: justify;\">What are the fees I\u2019ll be charged?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">Is there a fee schedule that lists ALL the fees?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">What fees will I have to pay to purchase, hold and sell the investment?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">Will the fees appear on my statements?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">Are their transaction fees? Inactivity fees? Wire transfer fees?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">How do the fees and expenses help me meet my objectives?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">How much does the investment have to increase before I break even?<\/div>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Also, and perhaps even more critical is to understand how your financial professional is compensated:<\/p>\n<ul>\n<li>\n<div style=\"text-align: justify;\">How do you get paid? By commission? Fee only? Do they very depending on the amount you manage?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">Do you get paid from other sources?<\/div>\n<\/li>\n<li>\n<div style=\"text-align: justify;\">Do I have any choice on how you are compensated?<\/div>\n<\/li>\n<\/ul>\n<p style=\"text-align: justify;\">Learning about the fees you are paying pay is critical. When working with your<a title=\"WHAT CAN YOU EXPECT AS OUR CLIENT?\" href=\"https:\/\/www.wefamilyoffices.com\/can-expect\/\"> financial advisor <\/a>it can be a challenge because often times an advisor can be incented significantly based on the fees the client pays. Learning about your advisor\u2019s compensation model, then evaluating his advice from the perspective of \u201cWhy is he recommending this to me\u201d can make all the difference in the ultimate return your portfolio is able to generate.\u00a0 Working with an independent, fee-only fiduciary advisor can help because they often work to reduce fees on your behalf and can monitor your other service providers to be sure you are not being over-charged.<\/p>\n<p style=\"text-align: justify;\">By understanding the fees you are paying, you can become better equipped to make critical decisions necessary to manage your wealth. Read the Investor Bulletin from the SEC <a title=\"How Fee and Expenses Affect Your Investment Portfolio\" href=\"http:\/\/www.sec.gov\/investor\/alerts\/ib_fees_expenses.pdf\" target=\"_blank\" rel=\"nofollow noopener\">How Fees and Expenses Affect Your Portfolio<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Fees are not fun. In life it seems like everything has a fee and we begrudgingly pay them, silently handing over our card with epic stoicism. But rarely in life can fees haunt you as much as they can in your investment portfolio.\u00a0 Because of compounding interest, small fees that can seem nominal add up [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":237111,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[63],"tags":[],"class_list":["post-246300","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-blog-es"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/posts\/246300","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/comments?post=246300"}],"version-history":[{"count":0,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/posts\/246300\/revisions"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/media\/237111"}],"wp:attachment":[{"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/media?parent=246300"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/categories?post=246300"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wefamilyoffices.com\/es\/wp-json\/wp\/v2\/tags?post=246300"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}